Private Capital for
Real Estate Investors
Fast funding for fix & flip, rental properties, multifamily, and development projects. SunBridge Capital connects you with the right lender — quickly.
Get Funding Options
Tell us about your deal — we'll match you with lenders fast.
Justin Fogg
Founder & Principal Broker | SunBridge Capital
"My focus is simple: help investors secure capital quickly so they can focus on executing great deals."
Justin Fogg is the founder of SunBridge Capital, a private money brokerage dedicated to helping real estate investors secure the funding they need to close deals quickly. With over 20 years of experience in high-level sales and relationship-driven industries, Justin specializes in connecting investors with the right capital partners for their projects.
Through SunBridge Capital's nationwide lender network, investors gain access to financing solutions for fix & flip projects, DSCR rental loans, multifamily investments, bridge financing, ground-up construction, and transactional funding.
Financing Solutions for Every Strategy
Whether you're flipping houses, building a rental portfolio, or developing ground-up, SunBridge Capital has a loan program to match your deal.
Fix & Flip Loans
Short-term financing designed for investors who purchase, renovate, and resell residential properties for profit.
- Up to 90% LTC
- Interest-only payments
- Closings in 5–10 days
- No prepayment penalty
Use case: Distressed single-family homes, townhomes, and small multifamily properties requiring renovation.
Bridge Loans
Short-term capital that bridges the gap between acquiring a property and securing permanent financing or completing a sale.
- 6–24 month terms
- Fast closings
- Flexible exit strategies
- Nationwide coverage
Use case: Time-sensitive acquisitions, value-add opportunities, and transitional assets.
DSCR Rental Loans
Debt Service Coverage Ratio loans qualify based on the property's rental income — not your personal income or tax returns.
- No income verification
- 30-year fixed options
- 1–4 unit & multifamily
- Portfolio eligible
Use case: Long-term rental holds, BRRRR strategy exits, and passive income portfolios.
Multifamily Financing
Flexible loan solutions for 5+ unit apartment buildings, from value-add acquisitions to stabilized cash-flowing assets.
- 5–500+ unit properties
- Bridge & permanent options
- Competitive LTV
- Agency & non-agency
Use case: Apartment complexes, mixed-use buildings, and workforce housing investments.
Self-Storage Financing
Specialized lending for self-storage facility acquisitions, expansions, and refinances across the country.
- Acquisition & refi
- Value-add programs
- Stabilized assets
- Competitive rates
Use case: Climate-controlled facilities, outdoor storage, and mixed-use storage developments.
Ground-Up Construction
Construction financing for developers building new residential or commercial properties from the ground up.
- Up to 85% LTC
- Draw schedules
- Interest-only during build
- Experienced sponsors
Use case: New single-family homes, townhome communities, and small commercial developments.
Transactional Funding
Same-day or next-day funding for double closings, allowing wholesalers to close A-to-B and B-to-C transactions.
- Same-day closings
- No seasoning required
- Simple fee structure
- Nationwide
Use case: Wholesale double closings, assignment alternatives, and simultaneous closings.
Portfolio Rental Loans
Bundle multiple rental properties into a single loan to simplify management and unlock equity across your portfolio.
- 5–500+ properties
- Single monthly payment
- Cash-out available
- DSCR-based qualification
Use case: Scaling rental portfolios, refinancing scattered properties, and unlocking equity.
Why Investors Choose
SunBridge Capital
We're not a bank. We're not a direct lender. We're your capital partner — a one-stop lending shop that matches your deal with the right lender from our nationwide network.
Nationwide Network
Access to 100+ lenders across all 50 states.
Faster Approvals
Close in days, not weeks. No bank bureaucracy.
Competitive Terms
We shop your deal to get you the best rates.
Investor-Focused
Underwriting built around real estate deals.
Multiple Programs
8 loan types under one roof — one relationship.
Scalable Capital
From single flips to large portfolio acquisitions.
How It Works
Four simple steps from deal submission to funding.
Submit Your Deal
Fill out our simple deal submission form with your property details, purchase price, and loan amount needed.
We Analyze the Opportunity
Our team reviews your deal, evaluates the numbers, and identifies the best lender fit from our network.
Matched With the Best Lender
We present your deal to the right lenders and bring you competitive term sheets — fast.
Close Your Deal
Work directly with the lender to finalize terms, complete due diligence, and close your deal quickly.
Funding Scenarios
Real examples of how SunBridge Capital structures deals.
Fix & Flip
DSCR Rental Loan
Multifamily Bridge
Have a Deal Under Contract?
Let's Get It Funded.
Submit your deal details below and our team will analyze the opportunity, identify the best lender match from our nationwide network, and deliver competitive term sheets — fast.
Deal Submission Form
Real Estate Investor Education
Understanding your financing options is the first step to closing more deals.
How Fix & Flip Loans Work
Fix & flip loans are short-term, asset-based loans that fund the purchase and renovation of distressed properties. Lenders focus on the after-repair value (ARV) rather than the borrower's income, making them ideal for active investors.
What is a DSCR Loan?
A DSCR (Debt Service Coverage Ratio) loan qualifies based on the rental income a property generates. If the property's gross rent covers the monthly mortgage payment, you can qualify without W-2s or tax returns.
Bridge Loans Explained
Bridge loans provide short-term capital to bridge the gap between acquiring a property and securing permanent financing. They're fast-closing, flexible, and ideal for time-sensitive deals.
How Investors Get Funding Quickly
Private money lenders and brokers like SunBridge Capital can close deals in days — not months — because they use asset-based underwriting and have pre-established lender relationships ready to fund.
Frequently Asked Questions
Have a Deal Under Contract?
Let SunBridge Capital Get It Funded.
Submit your deal today and our team will match you with the right lender from our nationwide network — fast.